Money Mechanics
This website is designed to help you understand basic concepts of businesses and finance by letting you play simulations of real life scenarios.
Play these games to see what happens with different money choices. Each choice has a result.
Daily Choices
This is a made-up story about a worker named Meena. She has a small amount of money for the week. Each day, you choose what Meena should do. See what happens after 5 days.
- You learn to manage daily money and save cash.
- You learn how to handle surprise bills.
- Needs are things like food and a place to live.
- Wants are extra things like games and toys.
- Emergency funds keep your money safe when bad things happen.
Corner Stall
This is a made-up story about a small food stall run by a seller named Raju. Each morning, choose how much food he should make. Food costs ₹5 to make. It sells for ₹12. Food that is not sold is wasted. The stall costs ₹30 each day to run. Play for 10 days and see how much money is left at the end.
- You run your own small shop.
- You make choices to keep your shop open.
- Sales money helps you pay for rent and supplies.
- Profit is the money you keep after you pay all bills.
- You must keep extra cash to buy supplies for new sales.
Samosa Shop Shares
Learn what it means to own a small piece of a business — and how your money can grow with it.
- A stock is a small piece of a real company.
- You can buy and sell these small pieces.
- News stories help you guess if prices go up or down.
- Smart choices help your money grow over time.
- You spread your money so you do not lose it all.
Each share costs ₹10. Buying a share means you own a small piece of the samosa shop. If the shop does well, the price goes up. You can sell your shares for more than you paid.
The Loan Challenge
You have a small business and a family to look after. Decide when borrowing helps, how much to borrow, and how to repay what you owe. Play 4 rounds and see the real cost of each loan.
- A loan gives you money now, but you must return it later.
- Interest is the extra money you pay for borrowing.
- Borrow only what you need and can repay.
- A smaller payment today can become a bigger debt tomorrow.
- Keeping some cash for emergencies makes repayment safer.
A simple template for learner feedback.